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By: Scott J. Kennelly and Janet C. Owens There are two “tiers” of penalties for violation of the Florida usury …

By: Samantha Alves Orender In a previous post , we considered whether guarantors are considered to be “applicants” under the …

By: Karl R. Gruss and Edward L. Kelly Florida’s homestead exemption protects a married couple’s primary residence from forced sale …

In April of 2010, the Office of the Comptroller of the Currency closed First National Bank Myrtle Beach, S.C., a …

By: Heather S. Nason and Jonathan Sacks To avoid foreclosure, a borrower might agree to execute a deed in lieu …

By J. Ellsworth Summers, Jr. and Scott St. Amand In Detroit’s ongoing restructuring effort, the city cleared a major hurdle …

By: Douglas L. Waldorf In July, the 2d DCA overturned a bank’s summary judgment on the grounds that the bank …

By: Adam B. Brandon As discussed in a prior post , the Florida Consumer Collection Practices Act (FCCPA) can apply …

By: Armando Nozzolillo and Michael S. Waskiewicz Recently, the Eleventh Circuit Court of Appeals (the “Court”) ruled whether filing a …

By Samantha Alves Orender We have discussed the Equal Credit Opportunity Act (“ECOA”), which makes it unlawful for a creditor …