Ninth Circuit Allows “Chapter 20” Debtors to Lien Strip
In a tough opinion for creditors, the Ninth Circuit has ruled that “Chapter 20” debtors can still take advantage of …
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Florida Title Insurance Premium Disclosure and TRIS
October is here and so are the new TILA-RESPA Integrated Disclosure rules or TRID, for short. One aspect of the …
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The Creation of Section 70.45, Florida Statutes
By: Emily G. Pierce As discussed in my July 29 th blog , the Legislature adopted some significant changes to …
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When should you ask the Court to put a receiver in place?
Under many loan documents, lenders will have the right to appoint a receiver in the event of a default under …
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Can a Bank be Neither a Creditor nor a Debt Collector under the FDCPA?
By Edward L. Kelly Banks that meet the statutory definition of “debt collector” under the Fair Debt Collection Practices Act …
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The Lender as Landlord? Issues for a Lender to Consider in Reviewing Commercial Leases
Leases can be complex commercial contracts. When a lender is reviewing a loan, the reviewer should keep in mind that …
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Time is Running Out for a 2015 Interest Rate Increase
By Janet C. Owens Despite indications from the Federal Reserve in as early as March that rates would be raised …
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Southern District Revises Mortgage Modification Mediation Program
Creditors take note; the Southern District of Florida Bankruptcy Court recently revised procedures for its Mortgage Modification Mediation Program. The …
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Student Loan Servicers Fail to Comply With the Servicemembers Civil Relief Act
By Adam B. Brandon As detailed in a previous post , the Servicemembers Civil Relief Act …
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The Role of the Department of Justice in Enforcing The Equal Credit Opportunity Act
The ECOA has been the topic of numerous posts on this blog. It is the law which makes it illegal …
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